The merchant cash advance program is something that is still a foreign concept to many Canadian business owners. Here, at Synergy Merchant Services, we sometimes forget that. Considering that we’ve spent the better part of a decade introducing it to entrepreneurs all over the country, it’s important to keep in mind that not everyone has heard about it. But, of course, that can be understood.

Each and every day, it’s likely that you’ll see a television commercial promoting one of the big banks. Chances are you’ll also see billboards and ads on the sides of buses heralding banks as well. Not that we particularly disagree with these ads. We all need banks!

And while there are many benefits to having a bank account, of course, it doesn’t mean that the bank can do everything that you need. Working with our clients over the years has really helped to open our eyes as to how difficult it can be for a business owner to borrow money.

Our clients often tell us that even when they’ve established long relationships with their local branches, they are still turned down when applying for loans. It’s important to understand that banks are hesitant to take risks. And providing a loan to a business owner looking to renovate his restaurant, for example, is considered a big risk.

The great thing about a merchant cash advance is that it is not a loan. The risk factor is eliminated by the fact that our clients are not borrowing money. Instead, they have made a sale. Synergy purchases a portion of their future credit and debit sales. And we pay for those sales upfront.

Within five days, a merchant can receive the cash that he or she needs to renovate, advertise or expand. Honestly, our clients may do whatever they like with the money they receive. Of course, the money isn’t free. The mere idea that the money has no charge is one thing that scares some business owners away – assuming they are getting involved in a scam!

Naturally, we must charge a one time fee for the cash advance. This is not an accruing interest rate. The cash advance is paid back over time through a small percentage of those future credit and debit sales that we purchased. So there is also no fixed repayment schedule. This means that there is no such thing as being late.

Our clients often tell us that this is their favourite aspect of the program. They have peace of mind in knowing that their credit scores will never be affected and they will never have collectors knocking on their doors asking for cash. Some advances are paid back with a couple of months. Some take closer to a year. No matter what, the cost of the advance never increases.

Contact one of licensed funding specialists today to get yourself a free, no obligation quote for a merchant cash advance!

At Synergy Merchant Services, we offer owners of small and medium-sized businesses the opportunity to get merchant cash advances to grow their companies. One of the biggest benefits of our program is that it allows our clients to do whatever they like with the money they receive.

Unlike a bank that requests detailed business plans, we do not insist that our clients tell us what they plan on doing with their money. Most, however, are only too eager to inform us of their plans. So, we thought that we would share some of those ideas with you today. After all, who better to discuss our program than the clients who are taking advantage of it?

Offered one of our clients: “During the fall season, I do all I can to buy new inventory. With the holiday season on the way, it only makes sense for me to get as much stock as I can now, because I know that the shopping rush will soon be here. The last thing you want to do is not have enough supply for the upcoming demand.”

“I put most of the money towards advertising,” said another of our great customers, “Shoppers are always looking for deals in my area. So I make sure that I flyer my entire community to let them know that my store is where they can find the best deals. To me, if you’re not advertising, you’re simply not trying to make money!”

Because our clients may do whatever they like with their cash advances, it gives them a lot of freedom to do many different things. One of our clients insists that there is no one reason to get additional funding to grow your business. In fact, the more options one has, the better it is for business.

“I prefer knowing that if the money is needed, it’s there. The last time I used a merchant cash advance, I made some repairs and spruced up the place a little bit. I also bought some new inventory and started a special sale to commemorate the start of the summer season. I had enough left over to do the same once the fall started. It works great!”

As always, we encourage you to contact one of licensed funding specialists to find out how our merchant cash advance may help your company to grow. And there’s no such thing as “too late” with us. Remember, that you may have access to funding in as little as five business days! It’s time to make your sales rise this fall!

It goes without saying that Synergy Merchant Services is highly in favour of the merchant cash advance concept. We feel very confident that our clients would agree. Unlike traditional bank loans, our merchant cash advance program gives Canadian business owners the peace of mind in knowing that no accruing interest rate is adding more money on to the balances they have to pay back.

In addition, not having a fixed repayment schedule ensures our clients that they will never experience a late payment. As a result, there are also no late fees or negative impact to their credit scores. Instead of worrying about such things, our clients are focused on using their merchant cash advances to grow their businesses through renovating, expanding, advertising or just about anything else they choose.

The popularity of the cash advance concept is apparently growing, as we saw in yesterday’s example of it appearing in hip-hop lyrics. And while the idea of using cash advances over loans may be creeping its way into popular music, we understand that this may not be a defining factor in why our program may be of use to you.

So with that, we took to the internet to see what else was being said about merchant cash advances. On TheAnotherDay.Blog.com, a blogger known as David2365 shared his own views about the cash advance concept, noting that it fills an immediate need for business funding. Of course, our program’s “quickness” is yet another great feature that our clients just love.

With Synergy, a business owner may receive his or her cash advance within five business days. As David2365 points out, “At times there’s a want to get a enterprise for quick instant cash to either be operational or to be in a position to do some upgrade around the gear or their flooring room.” This is where our program certainly comes in handy.

We often say, however, that our program’s greatest feature is the fact that there is no fixed repayment schedule. We believe that it is this element that puts our clients minds most at ease. David2365 notes that not having to pay back an advance within a set amount of time allows for a stress-free process of receiving funding.

He writes: “The great thing about a merchant cash advance is that there is no have to pay out fixed month-to-month amortizations to get a offered span of time as that from the lender mortgage. It helps the cash flow with the enterprise by not burdening them with fixed monthly payments.”

If you have any questions about our merchant cash advance program, our licensed funding specialists are standing by to speak with you. Feel free to give them a call and discover the ways in which merchant cash advances can assist your company, without the hassles usually experienced when dealing with banks.

Although Synergy Merchant Services has been operating for the better part of a decade now, we are still very aware that the merchant cash advance concept is still relatively new in Canada. That doesn’t mean that word isn’t catching on, however. It is becoming more and more apparent that people are becoming hip to the wonders of the cash advance.

This was evidenced earlier this morning, when one of our esteemed Synergy reps entered work with a cool story about a new hip-hop album he had purchased over the weekend. It seems that Raleigh, North Carolina rapper, Phonte is well-versed in the cash advance game, as he raps some very interesting lyrics on his new Charity Starts At Home album.

“Thinking of a master plan, all good like a cash advance. All bad like paying back a G when you only borrowed half a grand. Too interesting…” raps Phonte on “Eternally”. Offered our rep about this lyric: “It is often said that if a rapper makes mention of something or someone in a song, it means that the reference must be pretty socially significant.”

And we would have to agree. On “Eternally”, Phonte touches upon something that most of our clients make mention of when they discuss the benefits of merchant cash advances. And that would be the fact that there is no accruing interest rate. As Phonte’s clever wordplay unveils, interest rates inevitably cost business owners too much.

“It’s not just the fact that a client is continually charged for as long as they are borrowing,” added another rep during a discussion on the topic this morning, “it’s that interest rates do not take into account the financial situation of the business owner. If they are going through a slow period, making payments becomes much harder for them.”

“With interest accruing on a balance that is already difficult to pay back during slow seasons, this only creates a more stressful situation,” he continued, “Synergy’s clients love the fact that no matter how sales are going, there is no worry of more money being tacked on to what they owe.”

“Instead, they make payments based on their credit and debit sales. They have peace of mind knowing that they will only pay back a percentage of what they make, so they will always be able to afford their payments. And again, no accruing interest rate means that they know exactly what they will be paying back no matter how long it takes to pay.”

Who knows? Perhaps, there will be more rap lyrics about cash advances in the near future. It’s good to know that the benefits of our program are not only becoming more widely known, but are proving to help business owners across the country. That’s certainly something worth rapping about!

It’s understandable for most business owners to be skeptical when they first hear of Synergy’s merchant cash advance program. Naturally, when thinking of getting money, one often thinks that an interest rate is an automatic part of the deal. Having dealt with bank loans and credit cards for so long, these owners have every right to assume that.

Because a merchant cash advance is not a loan, there is no interest rate at all. And as hard as that may be to accept as a reality, for some people, it is an actual fact. “So how do you get paid?” ask many of our potential clients. Of course, this is a sensible question to ask. After all, Synergy Merchant Services is a business too, so we can’t give away money for free.

We provide our clients with a one time fee when offering them a merchant cash advance. This way, they are aware of exactly how much it will cost them to take the advance. The major difference between this fee and an interest rate is that it will not accrue over time. That means that it doesn’t matter how long it takes for the advance to be paid back, the cost never changes.

With an interest rate, the longer one takes to pay back the loan, the more money it will cost that person. Synergy’s merchant cash advance program has no fixed repayment schedule. So whether it takes two months or two years to repay, the cost of the advance remains the same.

“So how do you get your money back?” is another very important question asked by many of our new clients. As mentioned, there is no fixed repayment schedule. So the money being paid to Synergy is never required on a weekly on monthly basis. Instead, payments are made automatically through a merchant’s credit and debit sales.

This means that payments are made only after a sale is made in a business owner’s store. Therefore, if sales are slow, payments are slow. If sales are going well, payments are made quicker. And if there are no sales at all, then there are no payments to make. Our clients are assured that they will never have to make a payment unless they are paid first!

If you are a Canadian business owner of a small to medium-sized business, we encourage you to contact one of our licensed funding specialists today. We offer FREE, no obligation quotes by reviewing your past year’s Visa, MasterCard and Interac transactions. Getting the extra working capital you need to grow your business may literally be one phone call away!

All it takes is a bright idea. At Synergy Merchant Services, we know that when providing Canadian small and medium-sized business owners with merchant cash advances, that it is only one small step in a much larger process. Attaining the appropriate funding to grow one’s business is of extreme importance. But what good is money without a plan for it?

Sometimes our clients insist that they don’t have any ideas as to what they would use the money for. Our experience has taught us that this is untrue. Now, it doesn’t mean that our clients aren’t telling the truth, it just means that they haven’t yet done the thinking required to properly make use of their merchant cash advances.

The main reason for this, we find, is because prior to participating in our program, these owners felt that getting the extra working capital necessary to get their plans of the ground wasn’t possible. Accruing interest rates, fixed repayment schedules and drops in credit ratings were all fears our clients once had.

But no more! Without those dilemmas to worry about with Synergy, all our customers need to concern themselves with is what to do with the money they will be receiving. As we’ve mentioned in a number of blogs before, a smart business plan is essential. It must be well thought out, including a number of steps.

One of the first, of course, is to determine exactly what type of customer base you would like to target. It’s important to make sure that you are catering your products and services to individuals who can truly use them. You’ll want to make sure that you demonstrate how your company can satisfy their needs time and time again.

If you are endeavoring to begin a new advertising campaign, you will want to be sure to have a call to action. Let your customers know that they will need to visit your store for a full experience. Let them know exactly what it is you offer and how it can benefit them. Using your money wisely will only make you more in return.

Recalls one of our clients: “I remember when I first got my advance, I thought I would just hold on to the money in the event of an emergency. That was a big mistake. I realized that I could be making more money right away. I bought a bunch of new inventory and had a big sale. I got so many new customers, I couldn’t believe it!”

As always, our licensed funding specialists are here to speak to you about your bright ideas. Putting them into action starts with getting yourself a free quote with no obligation to join our program. You’ll be glad you did. Make getting a cash advance the first step in your plan and watch the rest of it be carried out!

Earlier this week, we blogged about the concept of having a “fear” of the unknown. When we first speak to a Canadian business owner, he or she often shows skepticism about becoming involved in our merchant cash advance program. This is both normal and to be expected. And our licensed funding specialists love nothing more than speaking to these types of individuals.

One of the first things that makes our first-time clients skeptical is the idea that there is “no interest rate” with Synergy’s merchant cash advance program. With so much experience dealing with the banks, entrepreneurs put interest rates and borrowing money hand in hand.

A merchant cash advance is not borrowed money. As well, it’s not free money either! So in an attempt to eliminate skepticism, we ensure our clients that we are not at all trying to imply that our merchant cash advances are free. There is no interest rate, but we do charge a one time fee.

Many would-be clients then become skeptical when they are not immediately told what that one time fee is. Well, the truth is that the fee is different for every business owner. It is based primarily on the amount of Visa, MasterCard and Interac transactions a merchant does in an average month.

The fee is also determined by how much money the merchant wishes to receive as part of his or her cash advance. So to determine a price without discovering these factors would be impossible. Once that fee is figured out, however, many potential clients also become skeptical about how to pay the advance back.

To reiterate a previous point, there is no accruing interest rate because there is no fixed repayment schedule. We believe that this the best part about our program. When you’re late with a bank payment, you face consequences. Often, a late fee is induced and your interest rate may increase. Of course, this also affects your credit score.

With Synergy’s merchant cash advance program, all of those concerns are eliminated as with there being no schedule…there’s no such thing as being late. It doesn’t affect your credit score as a result. Back to paying back the advance…a payment is made each time a customer swipes his or her debit or credit card in your store.

A small percentage of each sale goes to towards repayment, so it doesn’t matter if it takes you two months or two years to pay back the advance. You will never have to worry about paying back a penny more than you originally agreed upon when you got your free quote. We hope this helps with some of your skepticism. For more information, give one of our funding specialists a call and get your free quote!

Many people fear what they do not know. This is why there is a widespread fear of the dark. Perhaps, it’s not the dark that is scary but it is the idea that you cannot see anything that is nerve wracking. For business owners, not knowing what the future holds can be a scary thought.

The licensed funding specialists at Synergy Merchant Services are very familiar with working with individuals who have great concerns about the futures of their businesses. The economy, over the past few years, has fluctuated so greatly that many wonder whether or not they will be able to sustain such dramatic changes going forward.

It is, however, very rewarding to know that Canada leads the world in economic rebounding. But this doesn’t necessarily put everyone’s fears to rest. For the most part, entrepreneurs are well aware that in order to succeed in any marketplace, a business must keep updated with the times.

This means that technology must be updated, inventory must be renewed and new features must come along with the products and services that are usually offered. To put it simply, business owners are constantly thinking of ways to grow their businesses. Of course, this is what they all should be doing.

Among the biggest concerns about how to do this, however, is how to afford it. We are long passed being surprised when one of our clients tells us that they were turned down by their local bank for a loan. Regardless of Canada’s strong rebound from the recession, banks still seem to make the process of loaning money a harrowing one.

At Synergy Merchant Services, we work to quell the fears of small and medium-sized business owners across Canada. We do this by making the process by which a business owner gets approved for a merchant cash advance a simple and quick one. All it takes is a review of a merchant’s credit and debit sales going back one year.

No collateral or liens are necessary. And our clients also don’t have to worry about interest rates or fixed repayment schedules. Instead, Synergy purchases some of the merchant’s future Visa, MasterCard and Interac transactions at a discount. The money can be received in as little as five days!

The repayment process is, in fact, the best part of the program. Automatically with every credit and debit sale, a payment to pay off the advance is made. A small percentage of each transaction represents a repayment. Therefore, there is no such thing as being late or having to worry about accruing interest rates. So…there is no need to be afraid!

Give one of our licensed funding specialists a call to learn more about getting a free, no obligation quote today!

Happy Canada Day everyone! Now, it goes without saying that everyone across Canada loves a long weekend. But this long weekend is sure to be a favourite this year. With Canada celebrating another year as a nation today, we were reminded in the Synergy Merchant Services office yesterday that Canada Day doesn’t always fall on a Friday.

As a result, Canadians don’t always get a long weekend at the beginning of July. This year, however, with Canada Day on a Friday, our reps and many of our clients couldn’t be happier. The truth is, however, having a long weekend off of work is not the sole reason why Canadians are so happy today. There is a great sense of pride being shared throughout the nation.

We took the opportunity to speak to our reps about this sense of Canadian pride yesterday and, in fact, even received some sentiments from some of our clients as well. As we celebrate Canada Day today, we’d like to share some of these thoughts with you. Of course, we are always proud here at Synergy to be “Canada’s Merchant Funding Company.”

Offered one of our funding specialists yesterday: “I take great pride in being Canadian. Our nation is truly comprised of a unique collective of individuals from all walks of life. Having the opportunity to speak to so many of these people across the county on a daily basis, I’m fully aware of how incredible our country is.”

“Canada is made up of very hard working individuals who also happen to be among the most friendly and courteous people in the world. In fact, I know that we’re known for that worldwide. There is a genuine sense that together we can build as a nation. And for a country with no many different people in it, it’s awesome to experience that sense of unity.”

One of our amazing clients had this to say: “Isn’t it wonderful to be Canadian? Our economy is strong and our people are even stronger. We may not be the biggest country in the world, but I got news for you. We are among the most respected. I have many tourists come into my store who mention how much they love this country. I’m proud to be Canadian every day.”

Hockey, beer and beavers. These may be the stereotypical images of what people associate with Canada. But on Canada Day today, we celebrate a nation of multiculturalism and unique talent. We know that you must be just as proud as we are to be Canadian. Enjoy your day…and your long weekend everyone!

Getting money for your business does not have to be a difficult process. But we know that when business owners begin drawing up business plans, they cannot be completed without working capital. The thing is, many entrepreneurs fear even taking the first step to growing their business due to the strain brought upon by trying to secure money.

People are used to going to the banks to get money. As a result, people are also used to being turned down by the banks as well. Many of our clients have expressed to us the concerns they had when first trying to secure a business loan at their local branch. Having had long-standing relationships with their banks, they didn’t realize how much of a headache getting a loan would be.

“It felt like they were giving me the third degree,” said one of our clients, “you would have thought that they were meeting me for the first time. Asking me to put my house on the line as collateral was too much. I had been paying my mortgage with them for years and never missed a payment. I was confused as to why they thought I wouldn’t pay back a business loan.”

To be fair, those who work at banks are only doing their jobs. But the job of a bank is to ensure that they never lose out on providing anyone with money. Of course, that makes sense, but shouldn’t the point of a loan really be to help someone? This is why at Synergy Merchant Services, our entire premise is based on helping small and medium-sized businesses in Canada to grow.

And how else can they grow but to increase their sales? Our merchant cash advance program is based specifically on a merchant’s Visa, MasterCard and Interac sales. Therefore, we place an emphasis on providing money based on those sales instead of asking for collateral, liens or anything else that would place the business owner at risk of a major loss.

“I hate paying interest,” said another one of our clients, “I understand that I have to be charged but I just find it hard to figure out how much that’s going to be in the long run if I keep getting charged for every month I’m borrowing money. It makes me feel as if the loan will never be repaid.”

One of the greatest aspects of a merchant cash advance is that it is NOT a loan. As a result, our clients are charged no interest rate. Instead, they are given a one time fee. This solves the problem of not knowing how much they will have to pay in the long run. As well, it doesn’t matter how long that run is. With no fixed repayment schedule, our clients can never be late with payments.

Discover what it’s like to get money for your business without going through a difficult process. Contact one of our licensed funding specialists today to determine how much money your business is eligible for and what it will cost you. We make it our job to ensure that we help your business to grow without the headaches. Call us today!

We’d like for you to do us a quick favour. Walk over to the nearest window. Open it. Now we’d like you to throw a few things out of it! Collateral, liens, credit checks, detailed business plans and a fixed repayment schedule. Thanks, we appreciate you working with us! Now, how did that feel? Not too shabby, right?

Business owners from all over Canada have been taking advantage of Synergy Merchant Services’ merchant cash advance program knowing that it is not like a traditional bank loan. One of the biggest concerns that entrepreneurs have is the fact that they are forced to put their home, car or business on the line when trying to borrow money from the bank.

Well since collateral and liens have been thrown out the window, our clients need not worry about such criteria. Since a merchant cash advance is not a loan, it does not entail having to put anything at risk. With our program, you would not be borrowing money. Instead, you would be selling some of your future credit and debit sales.

This is why participating in our program does not require a standard credit check. By this, we mean that you are not going to have the money advanced to you appear on your credit bureau. Again, it isn’t borrowed money, so it won’t affect your credit score. Remember that your Visa, MasterCard and Interac transactions are being purchased.

Remember those business plans of yours that were thrown at the window? Well, you actually may want to hold on to those. Most business owners choose to renovate, expand, advertise or buy new inventory. No matter what you use the money for, however, you do not have to tell us about it.

Naturally, we would be curious as to what your plans are. In fact, our licensed funding specialists are experts in helping business owners put their cash advances to good use. The thing is though, that informing us about your plans for the money is not a mandatory requirement to receive the money.

In other words, if you want to take your merchant cash advance and use it to pay for a vacation…go right ahead! Finally, the best part about our program is the way you pay it back. Unlike with a bank, you will never be given a schedule to follow in order to make payments.

Instead, your payments will be made automatically through a small percentage of each of your credit and debit transactions. It’s easy and seamless. Getting started is as simple as contacting one of our licensed funding specialists today to get yourself a free quote at no obligation. Just get ready to open your nearest window!

There are a number of factors that determine the price of goods and services in just about every business. For example, if you’re a mechanic, you’ll need to know the make of the car and the problem it has before you can determine an estimate for the repairs right? Imagine having a customer insist upon getting an estimate before you even take a look under the hood!

Well, that wouldn’t be possible, would it? At Synergy Merchant Services, we offer free quotes with no obligation to any Canadian business owner looking to invest in his or her business. However, in order to do so, our licensed funding specialists need first to take a look at a merchant’s monthly statements.

Specifically, these are the statements sent to the merchant from his or her processor that indicate Visa, MasterCard and Interac payments made for purchases each month. Using these numbers, our funding specialists can determine how much money a company is eligible to receive and what it would cost to take the advance.

We understand, however, the reservations that some business owners have in supplying these merchant statements. This is why we ensure our potential clients are aware of our very strict privacy policy. The information submitted to Synergy is used solely for the purpose of calculating an accurate quote for each merchant.

All quotes are unique, just as all businesses are unique. We are not in the business of making up numbers or playing guessing games. We know that it is important to our clients to get accurate information so that they may make informed decisions about their various funding options.

Without understanding this process, some business owners request quotes before submitting their statements. This really isn’t much different than asking for an estimate for car repairs before bringing your car in to the shop! One other way of looking at it is to call a restaurant to book reservations…without telling the restaurant how many people will be attending the meal!

Of course, knowing how many tables and chairs to set up and how many servers will be necessary won’t be possible without getting that information first. By all means, we encourage you to speak to one of our funding specialists to get yourself more comfortable with our short and easy process of getting yourself a free, no obligation quote for a merchant cash advance. Talk to you soon!

Do you remember having any fears as a child? How about being afraid of the dark? The fear of darkness is prevalent among most children, but not necessarily because darkness is scary. It’s the fact that they can’t see anything when it’s dark that prompts the fear. So realistically, it’s the fear of the unknown that many children possess.

This fear, to be fair, is not exclusive to the younger population. The fear of the unknown is something that most people carry with them into their adulthood. When you are unfamiliar with something, it is usually met with either hesitancy or disdain. Some people don’t even like trying foreign food for fear that they won’t like the taste. But how will they know without giving it a chance?

At Synergy Merchant Services, we are well aware that fear is a primary reason for business owners to be hesitant about taking merchant cash advances. For the most part, they feel that they are “in the dark” when first hearing about our innovative program. This is why we simply want our potential clients to have a taste of what our program is like before they commit to anything.

In other words, we happily offer free quotes with no obligation to any owner of a small to medium-sized business throughout Canada. This way, entrepreneurs are given the opportunity to discover just how much money their companies are eligible for and what it would cost them to take the advance.

Once they have received this taste, we are confident that they are able to make a more educated decision about the funding options that are available for there businesses. We enjoy this type of introduction to our program because it is pressure-free. In addition to making our would-be clients comfortable about the process, we know that our program is a lot easier to participate in than getting a bank loan.

Banks, many business owners have come to realize, can leave a bad taste in your mouth. Feeling like you have to put your own kidneys or first born on the line in order to secure any money is often the case. Synergy’s merchant cash advance program, of course, requires no collateral or liens. (That includes your kidneys and kids!).

So although you may naturally be afraid of something that you’ve never heard of before, we encourage you to look further into the unknown. Give one of our friendly (we promise!) funding specialists a call to discover what options are available for your company. It’s time to get out of the darkness to see your business’ financing options in a whole new light!

As we take a look outside the windows here at Synergy Merchant Services headquarters in Toronto, we can’t help but smile. It appears as if there isn’t a cloud in the sky and the sun is shining brightly. Gone are the dog days of winter, here are the glorious days of pre-summer. (You may call it “spring”.)

When the weather changes and things are looking brighter, it is difficult to not think of the changes that one can make to truly enjoy the season. Very obviously, your winter boots and coats will need to be put away in favour of t-shirts, shorts and runners. But, more importantly, there are other changes that are necessary to help prepare for the rest of the year.

As a business owner, you are, no doubt, thinking about the ways in which you can utilize the beautiful weather to make your business more welcoming to customers. Something as simple as keeping your front door propped open can be deemed a greeting to passers-by, who will be more likely to pop their heads in to your store.

A special “spring sale” is another good idea. Nothing like welcoming the season by clearing out items that are better suited for the season that has just past. Even better, offering customers special discounts on items that are best used in summer is sure to grow your sales.

Restaurants, for example, are now able to open up their patios to offer patrons the option of eating indoors or outdoors. When the weather changes, it only makes sense for your business to change along with it. The main problem, it seems, is that many business owners feel unable to prepare for the changing seasons as they lack the appropriate funding.

Our funding specialists once spoke to the owner of an auto body shop who complained that he didn’t have enough supplies to meet the demand of the customers who wanted to tint their car windows before the summer started. Considering himself an owner of a “smaller garage”, he still wanted to make sure that he could compete in his industry.

A merchant cash advance – we are proud to say – is the quickest and easiest way for small and medium-sized Canadians businesses to get money. This client of ours put his cash advance to good use – thus, making himself more money then he would have had he not received the funding.

The possibilities are endless. It’s all about being able to keep your business up with the times. Or, in some cases, the weather! As the warm spring weather becomes more and more apparent, your customers’ needs will change to fit the season. How can you meet those needs? Give us a call and get yourself the money that will get you on the right track!

Of late, there has been a lot of talk about Canada’s ability to rebound from the recession. The federal election that took place this past Monday seemed to reaffirm the nation’s belief that the strength of the economy is one of Prime Minister Stephen Harper’s top achievements. His now majority government may have been a reward of sorts.

As well, we have done some blogging about the fact that Canada is seeing its share of millionaires grow. So just how is it that we are making all this money? At the end of the day, there really is no one answer. Of course, a number of factors contribute to Canada’s strengthening economy.

The same can be said for the success of just about every business owner. There is no one element that can help for a business to grow. Instead, an intelligent business plan that involves the carrying out of a number of steps is an effective way to begin making more money.

This is where Synergy Merchant Services steps in. A merchant cash advance is slowly but surely becoming a top source of funding for Canadian business owners who have plans to grow their businesses. Naturally, a business plan will have to incorporate a budget. The only problem is that most entrepreneurs worry they don’t have the money needed to carry out their plans.

Our funding specialists review a merchant’s Visa, MasterCard and Interac sales spanning the past year. This is the main requirement for a merchant to determine how much money can be made available to him or her and what it would cost to take the advance. One of the best parts about the program is that it will not require any collateral.

Many of the business owners, that we have spoken to, initially express concerns about having to put their houses on the line in order to secure the extra funding needed to fulfill their plans. With our program, no collateral is necessary, and therefore it is one of the quickest and easiest ways to get working capital.

Remember that achieving success is something that requires several elements. But if one of those elements – the funding – is unattainable, the rest of the business plan is pretty much futile. Call one of our funding specialists as soon as you have your plan put together. You’ll see just how close you are to your dreams coming true.